(13) Sell Two Classes of Your ‘Stuff’ to Get Out of Debt

Sell two classes of “stuff” that you have and use that money to pay off creditors. The first group are expensive items, expensive presents you bought for yourself. Sell them and use the proceeds to pay down debt; the second class are items, while not of great value, continue to cost you money, like the sailboat with mooring privileges at the boat club. The sailboat may be worth just a few hundred dollars, but the expenses that go with it can be large.

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