Zero Debt Living

The Latest

• (55) Limit Credit Inquiries on Your Credit Report
• (54) Use a Credit Card to Boost Your Credit Score
• (53) Check All of Your Credit Reports & Financial Records for Identity Theft, and Then Take Action
• (52) Use All Available Means to Get Your Student Loans Under Control
• (51) Find People & Websites Where You Can Trade Services
• (50) Let Your Savings Dictate Your Spending, Not the Other Way Around
• (49) Set up Automatic Payments on All Borrowed Money
• (48) When You Borrow Money, Understand the Terms and Conditions of the Loan; Get into the Fine Print
• (47) Say ‘No’ To Yourself Once a Day at Least
• (46) Identify and Remove All Overspending Triggers in Your Life
• (45) Challenge All of Your Expenses & Rethink All of Your Spending
• (45) Use the 20% Rule for Debt Repayment
• (43) Always Use Windfall Cash to Pay Down Debt
• (42) Narrow Down to One or Two Ways How You Spend Your Money
• (41) Never Cancel a Credit Card, Retire It to a Safe Location Where You Will Not Use It!
• (40) Always Use Price Comparison Websites
• (39) Contact Your Creditors If You Have Fallen Behind on Payments
• (38) Try Direct Paycheck Deposit with Withdrawal Limits
• (37) Understand the Difference Between Debt Settlement & Debt Consolidation Before Trying Either
• (36) Considering a Debt Settlement Alternative? Get with an Adviser
• (35) What Emergency Fund Amount Do You Need to Protect Yourself, Your Family?
• (34) Fully Grasp the Slow Death Spiral of Minimum Monthly Payments
• (33) Understand the Difference Between ‘Good’ & ‘Bad’ Debt
• (32) Discontinue Use of Your Credit Cards; Use Cash Instead
• (31) Don’t Think of a Student Loan as Income