Your credit and finances might be on the rocks right now and one of the reasons could be identity theft. You will not know unless you check all of your records. Start with your credit report for any accounts that you did not open or anything that seems funny to you. If for example, someone opened a credit card account under your name, ran up a large bill and did not pay, that could be impacting your credit score, how much interest you are paying for everything, and so much more.

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