Identity Theft, Phishing

Alarmist Messages, Deals Too Good To Be True Help Define Phishing Scams

Do remember these five tips-offs about possible phishing scams:
1.alarmist messages;
2.requests for donations after a disaster has been in the news;
3.bad grammar, poor spelling; that sound too good to be true, and
5.promises of big money with little effort.

Don’t let your emotions get the best of you. Don’t respond to requests for political donations from your favorite party through email or over the phone. If you want to donate, click on the legitimate website.

Don’t think you won a lottery from Yahoo or Microsoft. It didn’t happen. Any time you get a “you’ve won the lottery,” delete it.

Don’t go to any website from an email link e-v-e-r! Go to your web browser and type in the web address you want to go to or use your bookmarking capability.

Do type in a wrong password sometimes. If you have an account with a website, such as Amazon,com, and you suspect that the website you are on is not Amazon, type in a phony password. The real Amazon will kick it out; a phony website will accept the wrong password.

Do take immediate action if you think you have downloaded a virus or Trojan Horse. You could well have downloaded a “key logger” to your computer, which could spell disaster for you. A key logger will send to the scammer everything that you type into your computer including credit card numbers, passwords, usernames, Social Security numbers, everything. You need to install or update your anti-virus and firewall software. You need to update all of your virus definitions by running a full system scan. It takes a long time, but do it now! If your system has been compromised, fix the problem and change your passwords. Then change your passwords again,because you do not know what has been transmitted. Check all of your accounts and credit report or a regular basis.