One quick way to get your spending under control in a debt situation is to leave all of your credit cards at home and spend only cash. It will focus your spending and do away with all of those “lost transactions” you do, like $20 on a credit card here, $40 on another and $60 on another. If you use just cash, there is less of a chance to spend an excess amount.
How much debt do you have? Sometimes it is hard for us to admit and actions often speak louder than words. You may not admit to having too much debt, but are the air raid sirens of debt going off? Are the red flags of debt madly waving? When the debt sirens go off, we can all hear them because[Read More…]