Credit Cards, Get Out of Debt

Discontinue Use of Your Credit Cards; Use Cash Instead

Stop using credit cards
A good way to immediately stop running up those large credit card bills is to swear off using them and stick to cash. Don’t want to be tempted? Stop carrying plastic.

One quick way to get your spending under control in a debt situation is to leave all of your credit cards at home and spend only cash. It will focus your spending and do away with all of those “lost transactions” you do, like $20 on a credit card here, $40 on another and $60 on another. If you use just cash, there is less of a chance to spend an excess amount.